What state has the most drivers without insurance? (2024)

What state has the most drivers without insurance?

Mississippi has a higher percentage of uninsured drivers than any other state, with about 29% of people driving without insurance. Mississippi is one of the cheapest states for car insurance, but it's also the state with the lowest household income.

How many US drivers don't have insurance?

The Number of Uninsured Motorists in the U.S.

That means over 29 million licensed drivers do not have any financial liability protection when driving, an average of 581,080 drivers per state. Washington, D.C.

How many drivers in Texas are uninsured?

With approximately 20% of drivers in Texas with no insurance, there is a significant risk to being hit by one of them. If you are hit by an uninsured driver, a basic liability insurance policy won't cover the accident.

What percent of Florida drivers are uninsured?

A 2021 study by the Insurance Research Council found that more than 20% of Florida drivers are uninsured. Mississippi has the highest percentage of uninsured drivers, a statistic that correlates with having the highest poverty rate. That correlation breaks down in Florida.

How many drivers in California don't have insurance?

Estimated Percentage Of Uninsured Motorists By State, 2019 (1)
LowestUninsuredRank (2)
Arizona11.824
Arkansas19.38
California16.610
Colorado16.313
22 more rows

What state has the most uninsured drivers?

Mississippi has a higher percentage of uninsured drivers than any other state, with about 29% of people driving without insurance. Mississippi is one of the cheapest states for car insurance, but it's also the state with the lowest household income. So cost may cause many drivers not to buy insurance.

What states in the US don't require car insurance?

Which states do not have mandatory car insurance? New Hampshire and Virginia are the only two states that don't require car insurance. In Virginia, drivers can pay the state a fee of $500 instead of buying car insurance, but that leaves them on the hook for damage they cause in an accident.

Why is Texas the most uninsured state?

Another factor that increases the likelihood of being uninsured is the level of educational attainment. Texas has lower rates of high school and college graduates than the national average (Murdoch, 2003). There is a strong correlation between education and income as well as between income and insurance.

Is Texas the most uninsured state?

4.9 million Texans (all ages) were uninsured in 2022, which is 17% of all Texans. Texas is the state with both the largest number and percentage of uninsured residents in the United States. Texans make up 9% of the U.S. population, but 18% of the U.

Does Texas have the most uninsured people?

The state outdistances all others with 16.6 percent of its population without health insurance. Nationally, 8 percent of people don't have coverage, according to the U.S. Census Bureau. Texas leads the nation in the share of its population that lacks health insurance, with 16.6% of people being uninsured.

What state has the least insured drivers?

Mississippi has the highest percentage of uninsured drivers in the nation at 29.4%. New Jersey has the lowest number of uninsured drivers at 3.1%. Getting uninsured/underinsured motorist coverage and collision coverage is the best way to make sure you're covered if you're in an accident with an uninsured driver.

Why does FL have so many uninsured drivers?

The 3 reasons we believe that there are so many uninsured drivers in Florida are the cost of insurance, not properly understanding coverages and their cost and thinking the consequences won't be significant for not carrying insurance.

How many Americans are unlicensed?

About 15.9% of Americans don't have a valid driver's license. The age groups with the highest percentage without a driver's license are 16-19 years old (65.2%), 85 and older (39.9%) and 20 to 24 (19.2%).

Why is Geico leaving California?

The Chronicle reports that insurance industry magazines linked Geico's decision to close California sales offices to its failure to raise insurance prices in compliance with Sacramento regulations and other market forces.

What happens if an uninsured driver hits you California?

If you get hit by someone without insurance in California, you still have options to receive compensation for injury or damages. These options include filing an uninsured motorist claim or filing a lawsuit.

What percentage of drivers never have an accident?

There is some speculation that drivers tend to overestimate their skill on the road, which gives us reason to look at other statistics. Only 32% of Americans have never been in a car accident, which means that more than two-thirds of drivers have filed an accident report at least once.

What are the 5 most uninsured states?

States ranked by total uninsured residents:
  • Texas: 5.1 million.
  • California: 2.6 million.
  • Florida: 2.5 million.
  • Georgia: 1.3 million.
  • North Carolina: 1.1 million.
  • New York: 974,000.
  • Illinois: 845,000.
  • Arizona: 758,000.
Aug 4, 2023

What state has the least health insurance?

Texas was the state with the highest percentage of uninsured among its population, while Massachusetts reported the lowest share of uninsured This statistic presents the percentage of the total population in the United States without health insurance in 2021, by state.

Who is the most uninsured in the US?

While overall uninsured rates continued to decline in 2022, nonelderly Hispanic, Black, AIAN, and NHOPI people remained more likely than their White counterparts to be uninsured (Figure 2). Nonelderly AIAN and Hispanic people had the highest uninsured rates at 19.1% and 18.0%, respectively, as of 2022.

What states allow you to self insure?

Which states allow automobile self-insurance?
StateIs self insurance allowed?What are the self insurance requirements for the state?
AlaskaYesDrivers with 25 or more vehicles
ArizonaYesDrivers with 10 or more vehicles
ArkansasYesDrivers with 25 or more vehicles
CaliforniaYesIndividual drivers with 1 or more vehicles
47 more rows
Mar 20, 2023

Why does New Hampshire have no car insurance?

The state's "live free or die" motto is reflected in its auto laws. Unlike almost all other states, New Hampshire does not require auto insurance for all drivers. However, the state does require drivers to cover costs of bodily injury and property damage for an accident they cause.

Which person will probably have the most expensive health insurance?

Premiums for plans purchased on the Marketplace are based on income, and high earning individuals typically pay higher premiums. Additionally, when covering a whole family, the premiums are generally higher compared to individual plans.

Why do so many Texans not have health insurance?

Roughly half of uninsured Texans have incomes over 200% of the federal poverty level (about $55,500 annually for a family of four). This challenges a narrative that uninsured Texans are low-income, and it shows that accessing affordable care is a challenge for working, middle-class Texas families.

Where does Texas rank on the number of uninsured citizens?

Texas is the state with both the largest number and percentage of uninsured residents in the United States. Texans make up 9% of the U.S. population, but 19% of the country's uninsured population.

Which state has the highest proportion of its population that lacks health insurance?

Uninsured rates are highest in the South.

The four states with the highest rates of Americans without health insurance are Mississippi (14.4%), Texas (13.0%), Oklahoma (12.4%) and Georgia (12.0%).

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